Terms and conditions for ivelorati.com

These terms govern your access and use of services provided by ivelorati. By using this website, you agree to comply with these terms under Australian law.

August 26, 2025

Acceptance of terms

By accessing or using our site, you accept these terms and conditions. If you do not agree, please discontinue use. Use of services is subject to ongoing compliance with all policies and legal requirements.

Definitions

The following terms apply throughout this document to clarify the meaning of key concepts.

"ivelorati" refers to ivelorati.com and all related services provided under this brand.

"User" means any individual or entity accessing the ivelorati website or services.

"Subscription" refers to the recurring monthly fee-based service for financial planning offered by ivelorati.

"Content" includes all materials, information, and resources found on this site.

Service usage requirements

Users must provide accurate information and comply with all Australian laws when using the site or subscribing to services.

Eligibility

Our services are available only to individuals 18 years or older and legally capable under Australian law.

Proof of age or identity may be requested.

User responsibilities

You are responsible for the information you provide and for using the site in a lawful, responsible manner.

Provide truthful, complete, and up-to-date personal information.
Protect your account credentials and notify us immediately of any unauthorised use.
Use the website and services only for lawful purposes and in accordance with these terms.
Respect the rights and privacy of other users when interacting on the site.

Prohibited uses

The following activities are not permitted on ivelorati.com:

Attempting to access or interfere with site operations or data unlawfully.
Using the site for fraudulent, deceptive, or malicious purposes.
Impersonating another individual or misrepresenting your identity.
Distributing harmful software, spam, or unauthorised advertisements.
Violating any applicable Australian law or regulation.

Intellectual property rights

All content, trademarks, and materials on ivelorati.com are the property of ivelorati or its licensors. You may not reproduce, distribute, or modify them without written permission, except as permitted by law. Unauthorised use may result in legal action.

User content

Users may submit information or feedback through the website. All submissions must be lawful and non-infringing.

User content rights and responsibilities

By submitting content, you grant ivelorati a non-exclusive right to use, display, or modify it for service purposes. You remain responsible for your submissions.

Privacy policy and data

Your personal data is handled in accordance with our Privacy Policy and Australian legal requirements. Review our Privacy Policy for more details on data collection and use.

View privacy policy

Disclaimer of warranties and results

No warranties are provided regarding the information, services, or outcomes. All content is provided "as is".

Important limitations

ivelorati does not guarantee results or specific outcomes from using the site or services. Results may vary for each user.

Limitation of liability

ivelorati is not liable for losses, damages, or claims arising from use of the website or reliance on its content, except as required by Australian law.

Indemnification

You agree to indemnify ivelorati from any claims or liabilities arising from your use of the site or services, or violation of these terms.

Dispute resolution and governing law

All disputes are subject to Australian law and jurisdiction. Alternative dispute resolution may be available as appropriate.

Arbitration

Disputes may be resolved by arbitration as permitted under Australian law, with both parties agreeing to binding decisions.

Arbitration is not mandatory and does not limit your statutory rights.

Online dispute resolution

You may use online dispute resolution platforms for certain consumer issues. Details are available on request.

See ODR information

Severability

If any provision is invalid, the rest remain enforceable to the fullest extent allowed by law.

Entire agreement

These terms, together with our policies, constitute the full agreement between you and ivelorati regarding site use and services.

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Any disputes must be brought in Australian courts.

Termination

ivelorati reserves the right to restrict or terminate access for violations of these terms or applicable laws.

Modifications

We may change these terms at any time. Continued use of the site means acceptance of changes. Check this page regularly.

Contact for legal matters

Questions about these terms can be sent to our team for clarification.

Email address: content@ivelorati.com

Phone: +61-8-6850-3478

Business address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective as of: August 26, 2025

Version: 2.0